Apni Chhat Apna Ghar Program
The Apni Chhat Apna Ghar program is the biggest program launched by the Chief Minister of Punjab so far. The objective of this program is to provide affordable housing to 1 lakh eligible residents from across Punjab. This program will provide facilities to low-income groups across the province who are currently living in rented houses. According to the information released by the Punjab government, this program will provide 1 lakh affordable houses in four and a half years with three execution models.
And now you will be happy to know that the registration for the first phase has been started by the Punjab government. Within the first phase, 70,000 eligible residents from across Punjab can get loans from the government for the construction of their houses. In this article, you are being informed about the eligibility criteria and how to complete the registration to benefit from this program. If you also want to benefit from this program, then this article will be very helpful for you.
Also Read: Procedure for Enrollment in Dynamic Survey of BISP
Benefits of ACAG Program:
- The living conditions of people belonging to poor and deserving sections will improve.
- Overcrowding and slums will decrease.
- Eligible residents will have better access to basic amenities such as water, electricity, and sanitation.
- The construction of 1 lakh houses will provide employment to around 5 lakh people, which will lead to a significant reduction in poverty.
- Even low-income families will be able to own their own homes.
Eligibility Criteria
If you want to complete your registration in the Apni Chhat Apna Ghar Program launched by Punjab Chief Minister Maryam Nawaz Sharif, remember that you have to fulfill the following eligibility criteria:.
- As per NADRA records, the applicant must be the head of his household.
- The applicant must be a permanent resident of Punjab as per the ID card issued by NADRA.
- Applicants belonging to urban areas must have five acres of land to apply.
- Similarly, the applicant belonging to rural areas must have 10 marlas of land in Dahi area.
- The applicant should not be involved in any illegal activity.
- The applicant should not be a debtor to any financial institution.
- The applicant’s household poverty score on the NSER survey must be 60 or less.
Apni Chhat Apna Ghar Program Online Registration Procedure
If you talk about completing the registration, then let me tell you that a special web portal has been introduced by the Punjab government for eligible residents to complete the registration. Eligible residents from all over Punjab can go to https://acag.punjab.gov.pk/ and submit their application after creating their account. Remember that the applicant must meet the eligibility criteria to submit the application.
Loans Received After Application Is Accepted
If we talk about the loans received after the application is accepted, let me tell you that in the first phase, loans are being provided to 70,000 eligible residents by the Punjab government. In which, if an applicant’s application is accepted after submitting an application, he will be provided a loan of up to 15 lakh rupees by the Punjab government for the construction of his house. The special thing about the loan provided by the Punjab government is that it will be free of interest. And the applicant has to repay this loan within 7 years in easy installments of Rs 14,000. It should be noted that for the first 3 months, there is no need to deposit any installment for repayment of the loan on the special instructions of Punjab Chief Minister Maryam Nawaz Sharif.
Documents Required To Complete The Registration
- Property ownership documents
- Applicant CNIC Front
- Applicant CNIC Back
- Father’s / Husband’s CNIC No.
- Applicant Contact No
- Household Socio-Economic Profile
- Property Information
- Applicant Picture
Conclusion
Online registration for the Apni Chhat Apna Ghar Program has been officially started on behalf of Punjab Maryam Nawaz Sharif. Within the phase, 70,000 eligible residents from across Punjab will be able to get loans of up to 15 lakh rupees for the construction of their houses. The purpose of this article was to let you know about the latest updates about this program. Within the article, you have been provided with the eligibility criteria, how to complete the registration, and other necessary information. Further, if you want to get any kind of information regarding this, you can ask in the comment section.