Apni Chhat Apna Ghar Loan Distribution
The hours of waiting are over! The Chief Minister of Punjab has done what he said and has started providing loans up to 15 lakhs under the Apni Chhat Apna Ghar scheme. So, if you have completed your registration process and after e-balloting you have been included in the list of successful candidates, then you can easily get a loan from the Punjab government for the construction of your house. In this article, you will get to see the complete procedure of getting a loan. Along with this, you will be provided complete information about checking your eligibility at home.
Before proceeding further, let me tell you that the loan distribution was started on October 2, 2024, in a ceremony organized by the Chief Ministers of Punjab, Maryam Nawaz Sharif. During this event, he said that the Apni Chhat Apna Ghar scheme is the dream of Mian Muhammad Nawaz Sharif, and all this work has been completed in his supervision. While addressing, he further said that the people have faith in Nawaz Sharif’s government, and that is the reason why more than 5 lakhs have completed their registration process to get loans under this scheme. In the end, he said that there will be a draw on merit every month and 1 lakh people will be able to get loans under this scheme to build houses every year.
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Procedure to Check Eligibility at Home
Let’s continue the article and talk about how you can check your eligibility at home if you have completed your registration to get a loan of up to 15 lakh rupees. In this regard, let me tell you that the list of candidates was released on September 5 after the e-balloting process was completed by the Punjab government in collaboration with the Punjab Information and Technology Board. So if you were among the candidates who completed their registration process, you can check your eligibility at home.
The procedure to check the eligibility is very easy, for which you first need to visit the official website of the Apni Chhat Apna Ghar program . As soon as you open the website, the option of e-balloting results will appear in front of you. As soon as you click on this option, a new page will open in front of you. Inside this page, you will see a button with the name of each district. To which district you belong, you can download the PDF file by clicking on the district button. If your name is also included among these successful candidates, then you can proceed to get the loan.
Procedure For Availing Loan from Apni Chhat Apna Ghar Scheme
As I mentioned in the beginning of the article, the process of providing loans under the ACAG program has been started by the Punjab government. So, if you are among the successful candidates whose list has been released by the Punjab government, then you can get a loan very easily after completing a few simple steps. Here I am going to tell you with complete details how the loan will be provided to you by the Punjab government. In this regard, let me tell you that first of all, the team of Punjab Records Authority will verify your land whether, according to the documents you have provided, you have an empty plot or not. After the verification is completed, the Punjab Land Record Authority team will inform the Bank of Punjab in this regard. After which Bank of Punjab will provide you the first installment of the loan after completing all the essentials.
Remember that the entire loan amount will not be provided to you at once. You will first be provided with some loan amount so that you can start the construction of your house, after which the Punjab Land Record Authority team will re-verify whether you have started the construction of the house or not. After that, other loan amounts will be provided to you by Punjab Bank. The purpose of this move by the government is to verify whether the money you are getting is for the construction of your house.
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Is the new registration still in progress?
People who want to know whether the new registration process is still going on or not. In this regard, let me tell such people that yes, the registration process is going on now. If you belong to the province of Punjab and you meet all the eligibility criteria set by the Punjab government, then complete your registration process. Talk about the registration process, it can be completed both online and offline. If you want to complete your registration online, then you have to go to the official website of ACAG and submit your application after creating your account. If you are not able to complete the online registration, then you can complete your registration by going to the registration desk of your Chhat Apna Ghar program in the Deputy Commissioner Office of your district.
Conclusion
Finally, after a long wait, the process of providing loans to the successful candidates under the ACAG program has been started by the Punjab government. The purpose of this article was to inform the successful candidates about the procedure to get the loan. Along with this, the method of checking the eligibility has also been provided within the article. So, if you are among the successful candidates, you can get an interest-free loan of Rs 15 lakh by following the procedure given in this article. Further, if you have any question regarding this or you are suffering from any kind of problem, then you can ask your question in the comment section.