ACAG Program Oct 2024
ACAG program refers to the Apni Chhat Apna Ghar program, which was recently launched by Punjab Chief Minister Maryam Nawaz Sharif. The objective of this program is to provide affordable houses and apartments to the low-income poor and deserving families of Punjab. People belonging to poor and deserving families who meet the eligibility criteria can get a loan of 15 lakh rupees from the Punjab government by completing their registration in this program. The most special thing about this loan is that it is interest-free.
This program has been divided into three execution models by the Punjab government. Under which, within the first phase, 70 thousand poor and deserving families belonging to Punjab can get a loan of 15 lakh rupees from the Punjab government for the construction of their house. While 20,000 and 10,000 housing units will be provided within the second and third execution models.
If you also want to get a loan of fifteen lakh rupees from the Punjab government by completing your registration within the first stage, then you will get to see the step-by-step guide to complete the registration in this article. This article’s purpose is to inform those who are not yet aware of the complete registration procedure.
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Eligibility Criteria
Remember, if you are interested in getting an interest-free loan of 15 lakh rupees from the Punjab government by applying for the Apni Chhat Apna Ghar program, then you need to fulfill certain eligibility criteria to complete your registration. The Punjab Government has set four specific eligibility criteria for those who complete the registration. Only those persons who meet these eligibility criteria will be considered eligible to apply. Following are the specific eligibility criteria prescribed by the Punjab Government.
- The applicant or any of his family members, who are permanent residents of Punjab as per their CNIC.
- The applicant is the sole owner of 5 marla or less land in urban areas, or up to 10 marla land in rural areas, on which he intends to construct his house.
- The applicant should not have any criminal record, such as conviction for involvement in anti-state activities, anti-social activities, or serious crimes.
- The applicant should not be in default of any financial institution or bank.
How to Apply to the ACAG Program
Let’s continue the article and talk about what steps you need to go through if you want to complete your registration in the ACAG program while sitting at home.
First of all, let me tell you that two procedures have been provided by the Punjab government to complete the registration. The first and easiest procedure is to complete online registration. In this method, first of all, you have to go to the official website of ACAG. As soon as you come to the official website, you will see the registered button in the upper right corner. As soon as you click on this button, the citizen registration form will open in front of you. First of all, you have to create your account by entering all the necessary information in this form.
After creating an account, you have to come back on home page of the website again and log in to your account by entering your username and password. After logging into the account, you will first see a certificate in which you have to verify a few things, like you are a permanent resident of Punjab, you do not own any house
As soon as you confirm these things in the certificate, you will see a button below. As soon as you click on the button shown below, the registration form will open in front of you. Then you have to enter all your necessary information inside this registration form. Remember that the registration form is divided into three parts. In the first part, your general information will be collected. While in the second part, you have to upload the required documents. And in the last part if you want to express your opinion then you can do it otherwise you have to submit your application by clicking on submit application button.
And if you are not able to complete the online registration, then you can also complete your registration process by visiting the ACAG registration desk located in your nearest Deputy Commissioner Office.
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ACAG Program Latest Updates
Talk about the latest updates regarding your Apni Chhat Apna Ghar program. So let me tell you that according to the update released on the official Facebook page of Punjab Chief Minister Maryam Nawaz Sharif, about 544,000 people have created their accounts on the official web portal of ACAG. The number of people who have submitted applications is 280,000, and more than 76 thousand applications are still in the draft. So if you also meet the eligibility criteria, then this is a golden opportunity for you to complete the registration. Therefore, you are requested to complete your registration process today so that if you are also interested in building your own house, then your dream can come true.
Conclusion
“Apni Chhat Apna Ghar” program is a revolutionary step taken by the Punjab Government to enable low-income and deserving families to turn their dream of owning a house into a reality. Under this program, people who meet the eligibility criteria are being provided an interest-free loan of Rs 15 lakh for house construction, which can be of great help in building a house. If you also meet the eligibility criteria set to complete the registration in this program, then complete your registration process immediately. In this article, you have been provided with all the information regarding the complete procedure to complete the registration. This is a golden opportunity for you to build your dream home and step towards a better future.