ACAG Program Registration
Currently, the process of registration in the ACAG program is going on across Punjab. In this Program Low-income families belonging to the poor and deserving sections can get a loan of up to 15 lakh rupees by submitting their application. It should be remembered that this program has been started for the people of Punjab on the special instructions of Punjab Chief Minister Maryam Nawaz Sharif. Under which, in the first phase, 70,000 low-income families from Punjab will be provided interest-free loans on easy terms.
So if you are one of these low-income families and want to build your own house, then this is the only chance for you to get an interest-free loan of Rs 15 lakh. So, if you meet the few conditions set by the Punjab government, complete your registration and get the loan. Eligibility criteria, a complete registration procedure, and some other necessary information are provided in detail in this article for your complete guidance. So that families who wish to apply for this program can submit their application online without any difficulty.
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Eligibility Criteria For Availing Loan
If you also want to complete your registration in the Apni Chhat Apna Ghar program and get an interest-free loan of Rs 15 lakh, then you have to fulfill some of the eligibility criteria given below. Please note that individuals who do not meet the eligibility criteria mentioned below will not be able to complete their registration process.
- According to NADRA records, the applicant must be the head of his family; otherwise, the application cannot be completed.
- The applicant must have a Pakistani identity card, and the applicant must be a permanent resident of Punjab as per the address on the identity card.
- If the applicant belongs to an urban area, then he must have a vacant plot of up to 5 marles, of which he himself is the sole owner.
- Similarly, if the applicant belongs to a rural area, then he must have a vacant plot of up to 10 marles, of which he himself is the sole owner.
- The applicant should not be a defaulter of any government or non-government financial institution.
- The applicant should not be involved in any kind of illegal activity, especially anti-state, anti-social activities, heinous crimes, etc.
Procedure To Create Account On ACAG Website To Complete Registration
After reading the eligibility criteria, if you are confident that you meet the criteria, you can proceed with your application process. To proceed with the application process, you must first open the official website of ACAG. After opening the website, you will see the registered button in the upper right corner. As soon as you click on the register button, the citizen registration form will open in front of you. In which you have to enter your name, ID card number, father’s name, father’s ID card number, and other such information. After which you have to choose a strong password and click on the registered button shown below.
As soon as you click on the registered button, your account will be created on the ACAG website. After which you will be able to proceed with the application process to get the loan.
How to Apply to the ACAG Program?
After creating an account, the next step is to apply by filling out the application form. In this step, you have to login to the website first with your username and password. After logging into the account, you will see the New Application button on the screen. As soon as you click on this button, an affidavit will appear in front of you. In which you have to tick after reading a few conditions. After ticking these conditions, you have to press the button to go to the next step.
As soon as you press the button, the application form will open in front of you. First of all, you have to enter your general information in the application form, which includes the applicant’s information, property information, loan amount, and socio-economic information. After entering all the information you have to finally upload your photo.
After uploading the image, you will see the save and next buttons below. As soon as you press the button, you will reach the next step. Within this step of the application form, you have to upload some necessary documents. These documents will include the front and back side photos of your ID card and proof of ownership of the property. After which you have to click on the Save and Next button below. Clicking the button again will take you to the final stage, where you can submit your feedback if you wish; otherwise, you can submit your application by clicking the submit application button.
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Conclusion
This is the best opportunity for low-income families belonging to Punjab to build their own house. Such households can get an interest-free loan of up to Rs 15 lakh by completing their registration in the Apni Chhat Apna Ghar program. The purpose of this article was to provide the complete procedure of getting a loan by completing the registration to the families who want to benefit from this program. The complete procedure from creating an account to submitting the registration form has been provided within the article. Eligibility criteria are also provided within this article to check eligibility. So, if you want to benefit from this program, complete your registration process now.